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Having a car accident is everyone’s nightmare and more so when there are sustained injuries and auto mobile damage. Below are some measures to take in an unlikely event one occurs as you go through the hustle and bustle of the day.
1. BE CALM
Being calm cannot be overstated here. It’s normal to feel the adrenaline rush that could spur irrational decisions and actions but to make it easier to make good judgments on the spot, you have to be calm and access the situation carefully. Be sure to check if you are really fine first and foremost, then look out for the safety of other members in the car, if any. Also ensure the driver in the other car is fine. Although your car might be awfully damaged, your safety and those of others involved will always take precedence so check that everybody is okay.
2. STAY AT THE SCENE
This could be prompted due to a horrible accident and you feel so scared, but it’s a crime to leave the scene as this could be used against you, even if you were hurt. If there are injuries, always endeavor to stay put and take care of the scene
3. CALL THE POLICE
Next thing you should do after taking care of those involved is to call the police. When they turn up, a report should be written and ask a witness, if any, to assist in this. Also include the responding officers details and every little detail you can remember and ensure to have a copy of the police report when investigation is complete.
4. DOCUMENT THE SCENE
This will come in handy when laying claims to your auto insurance firm. Ensure you have shots of the car before and after the accident as well as the accident scene, in order to expedite evaluation of damages and appropriate action by your insurance firm.
5. SEEK MEDICAL HELP
If you feel any pain, no matter how slight, request the police to call an ambulance, it may be you had an internal injury and delay in getting emergency treatment could be fatal in such instances. Don’t ignore the pains.
6. CONTACT YOUR INSURANCE COMPANY
In the event of a serious auto accident, you should immediately inform your insurance firm of the accident and give them full proof and every required information so you can file for an insurance claim successfully.
7. And finally if your vehicle is the only one involved in the accident and no serious injuries or car damages occurred, you may consider taking responsibility for the finance, especially if the cost of repairs won’t far exceed your insurance deductibles. This will avoid having to pay for a higher premium compared to the repair cost in the long run if you file for an insurance claim.
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